"Appropriate use of thermal mass can make a big difference to comfort and heating and cooling bills."
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Interior thermal mass can sometimes help lower energy costs — but in cold climates, it’s won’t help much.
"Thermal mass is most useful in locations that have large swings of temperature from day to night, such as desert climates. Even if the thermal mass does not prevent heat energy from flowing into or out of occupied spaces, like insulation would, it can slow the heat flow so much that it helps people's comfort rather than causing discomfort."
Article by Autodesk on massing and orientation as important design factors to consider for passive cooling.
Heavy or massive objects like masonry can help improve thermal comfort as well as reduce peak heating and cooling demands in buildings. They need to be designed into buildings such that they can charge and discharge thermal energy which often requires a temperature different between the thermal mass and their surroundings. On exterior walls, they work best when coupled with insulation. They, by themselves, are not good insulators.
"Building orientation, along with daylighting and thermal mass, are crucial considerations of passive solar construction that can be incorporated into virtually any new home design."
"Green to the (Structural) Core: A home for environmental and social action is true to the legacy of its namesake."